May 20, 2018

New Jersey HUD Home Ownership Assistance Programs

If you are seeking to purchase a home, but do not have the financial resources to do so, New Jersey HUD may have a program that will assist you:


New Jersey HUD Home Ownership Assistance Programs

• New Jersey FHA Loans are a government mortgage program that is insured by the Federal Housing Administration (FHA). New Jersey FHA loans have been particularly helpful for individuals who would have difficulty securing a loan due to low income or high risk. For more general information about FHA loans in New Jersey, please visit: http://www.hud.gov/buying/loans.cfm. For specific information about New Jersey FHA Loans, visit: http://www.fha.com/lending_limits_state.cfm?state=NEW JERSEY .

• New Jersey First-Time Homebuyer and Down Payment Assistance programs provide down payment and closing cost assistance to first-time homebuyers. For more information on these New Jersey Down Payment Assistance Programs, visit: http://www.hud.gov/local/nj/homeownership/buyingprgms.cfm . For more information about New Jersey First-time Homebuyer Programs, visit: http://www.hud.gov/local/nj/homeownership/buyingprgms.cfm .

• New Jersey Single Family Housing Loans and Grants provide homeownership opportunities to rural, low-income families seeking to purchase a home. In addition to aiding in the purchase, these programs can also aid in the repair and rehabilitation of properties. For more information on available programs, please visit: http://www.rurdev.usda.gov/HSF_SFH.html . For specific information about Single Family Housing Loans and Grants in New Jersey, visit: http://www.rurdev.usda.gov/NJ/ .

• Homeownership for Public Housing Residents: If you’re already renting a property in New Jersey public housing, HUD may be able to assist you with a rent-to-own option. For more general information on home ownership programs, please visit: http://www.hud.gov/buying/localbuying.cfm. For specific information about HUD Homeownership Programs in New Jersey, visit http://www.hud.gov/local/index.cfm?state=nj&topic=homeownership .

Keep Reading…

To return to the main New Jersey HUD Housing Guide page, click here: New Jersey HUD Housing Guide

Still Have Questions?

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