July 10, 2020

How To Find and Qualify For Low Income Apartments For Rent

Before you can start to check out low income apartments for rent in your area you must first of all ensure that you are able to match the eligibility requirements set out by the Department of Housing and Urban Development. The HUD has a number of programs that have been designed specifically to help low income families find suitable accommodation both short term and long term. For example under such a scheme your rent may be subsidized to such an extent that you can raise your family’s standard of living considerably.

Low Income Apartments

Prior to searching for HUD apartments it is worthwhile taking a moment to understand exactly who qualifies. There are strict regulations and guidelines that are set out by the Department of Housing and Urban Development which should be analyzed if you are to stand a chance of being approved.

In most cases, the first information your local HUD office will ask for is documents that relate to your household’s income level. There are various programs that require a different income level for applicants to be granted approval. For example under the Section 8 scheme an applicant must receive no more than half of the median salary of the area they reside in.

It is essential that you have all your documents in order prior to contacting the HUD as otherwise you may not be given any attention. Proof of low income is usually calculated only after an investigating officer has been presented a W2, latest tax return, and pay stubs. You will also have to fill out an official application form which needs to be submitted alongside your personal documents. Never be tempted to lie about any of the details as if you do and then get found out you can find yourself evicted or even prosecuted.

Once you have passed the qualification procedure you can then begin your search for a suitable apartment. A great place to start would be the HUD’s own website. Here you will find various tools that would allow you to minimize the effort involved with the search. To reduce the amount of time required it is preferable to carry out a geographic search as otherwise the number of options may end up making your feel even more confused.

There is also the choice of visiting third party portals that offer information relating to HUD apartments that are currently available. The more research you do the better chance you will have of finding a suitable property for yourself and your family.

Once you have compiled a short list of options you should then initiate contact with each apartment’s owner or manger. Once you are clear on which properties match your needs you should then organize a visit to view the apartment in person.

As the units are offered to those persons on a low income you may find that some are not in the best condition. Make a note of any positive or negative features that would have an impact on your decision, these can be referred to at a later date when choosing which apartment to move forward with.

Find more information,visit http://www.michigan.gov/mshda/0,1607,7-141-5587_5601—,00.html


  1. esther williams in chicago says:

    Wow this is really a great resource.. Iā€™m enjoying it.. good article

  2. Penna says:

    thanks for sharing this great info with everyone.

    With the housing crisis, foreclosures, and the overall high price of rent – there are lots of folks that need access to affordable housing.


    • James says:

      Happy Days are here aain, the skies above are clear again, come on a sing a song of cheer again, Happy Days ARE HERE AGAIN!!!

      In other words, so what!

  3. James Bennett says:

    Hi Penna.I would like to know if there are any available,affordable section 8 or tax credit. senior citizen apts.(55 and older) in safe locations in the tri-state area of north carolina,virginia,and maryland.also the latest up to date hud info on that matter will be greatly appreciated as well.

  4. doreen zetting says:

    I need information on how to qualify for low income senior apartment PET FRIENDLY apartment Iam currently on unemployment at 1452 a month Iam on the waiting list for badger care

  5. Susan says:

    Trying to find a townhome to purchase 304 West Eagle Lake Drive Maple Grove, MN. Our son is 35 years old and his income monthly is estimated ar $1,042.30. He works in this area and would need housing. He does have a felony and cannot find housing as no one will rent to a felon. He is trying to turn his life around and we are supporting him in this effort. Presently he lives at the Red Roof Inn in Plymouth, MN He has poor credit rating, however we maybe interested in signing if necessary to get him back on his feet. Red Roof is costing himi 1200 a month and he is using all his paycheck to pay, plus we are subsidizing part of that rent. He is receiving 180 from EBT a month and that is how he is surviving wihout being thrown out in the street.

    Can he get help? He has no computer, however he has an iphone. This townhome we are very interested in however we heard that it is almost impossible to get. We only seen the pictures on line.

    Please can anyone help. Thank you, Sue

  6. Randy Holbrook says:

    I would a voucher to move out of Kentucky I’m poor on ssa widow and got pain and warm place to live
    Is what Dr told me that I needed but without a voucher I can’t afford to move wish I’m 53 no kids just me my wife
    Died of liver cancer 2002 age 39 and I had skin cancer I just need away all my family on dad side died cancer mom died cancer breast dad cancer lungs 2000 mom dad 2002 if there anything out there for me to rent or voucher I would be so greatful for your help thanks and God Bless You all Randy Holbrook

  7. Jim Brown says:

    Trying to find information on “section 8 Housing”HUD Housing in Eastern Shore,Alabama.Currenting living in North Carolina and wish to return to the Eastern Shore of Alabama.Iam wanting to transfer my Section 8 Voucher from North Carolina to Alabama,within the next 2 months.
    Any information and assistance you can provide me would be appreciated..

    Thank you for your assistance, Jim Brown

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