December 17, 2017

Kentucky Local HUD Field Offices and Contact Information

To find your local HUD Field Office location, or to find out how to contact them directly, click: http://www.hud.gov/local/index.cfm?state=ky&topic=offices Keep Reading… To return to the main Kentucky HUD Housing Guide page, click here: Kentucky HUD Housing Guide Still Have Questions? If you still have questions about Kentucky HUD Housing that you have not found an [...]

Kentucky HUD Housing Information for Landlords

If you are a landlord who would like to participate in the Housing Choice Voucher program, also known as Section 8, simply contact your local public housing agency. The agency will assist in listing your property as being available to Housing Choice Voucher program participants. Renting your property to Section 8 participants is not much [...]

Kentucky HUD Homes for Sale

Almost anyone can buy a HUD home. For more information on buying a home in Kentucky, you may wish to seek out home buyer counseling services. To find a HUD Approved Housing Counseling Agency in Kentucky visit: http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=KY. Before you begin your search for a HUD home, it should be noted that HUD does not [...]

Kentucky HUD Senior Housing Resources

If you are a senior citizen seeking affordable housing options, Kentucky HUD may have a resource to help you fulfill your housing needs: • The Home Equity Conversion Mortgage (HECM) program allows seniors to convert their home equity into cash by using what is commonly called a reverse mortgage. The amount that may be borrowed [...]

Kentucky HUD Utility Bill Assistance Program

If due to financial hardship you need help paying your utility bills in Kentucky, you have several options available to you: • Your Local Utility Provider is a valuable resource in your time of financial need. In addition to amending your payment plan, your utility provider may also be able to inform you of provider-sponsored [...]

Kentucky HUD Home Ownership Assistance Programs

If you are seeking to purchase a home, but do not have the financial resources to do so, Kentucky HUD may have a program that will assist you: • Kentucky FHA Loans are a government mortgage program that is insured by the Federal Housing Administration (FHA). Kentucky FHA loans have been particularly helpful for individuals [...]

Kentucky HUD Home Repair Programs

Kentucky HUD offers an option for those seeking to repair and rehabilitate aging, single family properties. Known as Section 203(k), this home repair assistance program offers a solution that helps both borrowers and lenders. This is achieved by insuring a single, long term, fixed or adjustable rate loan that covers both the acquisition and repair [...]

Kentucky HUD Voucher Program (Section 8)

The Kentucky Housing Choice Voucher Program, also known as Kentucky Section 8, is a federal assistance program administered by the state that helps individuals on a low income with the payment of their rent. Kentucky Section 8 program participants are responsible for finding their own housing and contributing a percentage of their income toward the [...]

Kentucky HUD Foreclosure Avoidance Programs

Should your financial situation change due to the loss of employment, a divorce, extreme medical expenses, an increase in taxes, an increase in mortgage or other reasons, you may wish to take advantage of the foreclosure avoidance services that Kentucky HUD provides. Examples of these services are: • Repayment Plans: This option is generally best [...]

Kentucky HUD Housing Programs

The Kentucky HUD Housing Program is a part of the federal government Department of Housing and Urban Development (HUD), which was established in 1965 to create policies for housing and city expansion. Currently, Kentucky HUD’s primary mission is to enforce fair housing laws in order to create a more suitable living environment for all Americans. [...]